How can you achieve Rs 3 crore retirement corpus by investing Rs 35,000 monthly?

Investor’s NPS contributions could grow to Rs 3.42 crore in 25 years, surpassing retirement target.

Rs 20,000 SIP in mutual funds may yield Rs 45 lakh in 10 years, meeting medium-term goal.

Continuing SIP post-10 years can add Rs 2.3 crore, pushing total corpus to Rs 5.74 crore.

Expert advises splitting SIP into four diversified funds to reduce risk and boost returns.